Services
We offer

Investment Property Buyers

We understand every customers’ needs are unique and we adopt a tailored model for anyone who is looking for property loans. Here are the three basic steps which you need to follow during the loan application process:

Initial assessment and pre-approval stage of property loans, in this stage you can gather your financial requirements and then submit it to the lender.
Once the pre-approval of your property loan is done, then you can start with the selection of property you wish to invest in and find that property
Once the property is selected then the process related to full approval will be initiated for which you have to submit all supporting documents which your loan provider has requested.

“We consider your goals and objectives and assess your current situation to see if there are feasible. We find the most suitable investment loan package for you to achieve those goals and objectives.”

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Investment Property Buyers

Frequently Asked Questions

Why should I invest in property?

There are many reasons why investing in property can be beneficial: Capital growth, Rental income, Tax benefits, Leverage. Speak to us to gain a clearer understanding of your full financial position, so you can make a suitable investment decision.
How do I choose which investment loan is right for me?

The loan that’s right for you is the one you’re most comfortable with, and can afford for years to come. When taking out an investment loan, you have several great options: variable, fixed, and split being your main choices. Variable interest rates could change in any given month, but can be less expensive than fixed. Fixed interest rates will stay the same for a specified period of time, which lets you budget for the future – although you could miss out on savings. Split is a combination of the two: you split what you owe and pay a variable rate on one part and a fixed rate on the other.
What types of fees and costs can be expected when buying an investment property?

There are a few fees and costs that you may need to budget for when buying an investment property: Lender costs, Legal and conveyancing fees, Mortgage insurance costs, Building inspection and report, Pest inspection, Stamp duty, Rates, Body corporate

The Lenco Wealth Process

Our clients want experienced advisors who are sincere, a personalised and time efficient service and the best rates, our 5 step process is about ensuring every customer gets our 5 star service.

Customer Goal Analysis

This is the first initial discussion about their life goals, we explain the
customer how to create their life goals and achieve them, few of such goals are listed below.

1. Payoff home loan before retirement
2. Children’s higher education as you wish
3. Help children to start their life i.e. help children start-up business, spend money for children wedding, etc.
4. Collect sufficient funds for comfortable/luxury retirement.
5. Purchase Luxury Vehicle.
6. World tour in every 5years period.
7. Save money to go for an investment property.
8. Comfortable retirement etc.

Free Professional Property Investment Analysis

This stage we do investment analysis with
prospective investment property/properties for next ten years. considering

1. Customer information factors i.e. customer age, annual combine family income, number of dependents etc. as well
2. Environmental factors i.e. Annual general inflation rate, Home loan interest rates, Property market price fluctuations (due to GFC, Covid19 and other global impacts)
3. Income and expenses relating to the property/properties.
4. Legal factors i.e. Stamp duty, Land tax, Income Tax, Capital gain Tax, Property
value/depreciation etc.

We use specially designed software named PIAPro for this exercise.

Free Financial Assessment

This stage we do serviceability assessment considering customer age, annual combine family income, expenses, number of dependents, other debs, using selected lenders serviceability calculator.

Initiate Loan Process

This stage we collect the documents required for the loan, prepare loan application, submit to the lender and get loan approved.

Handholding and Guidance

This is the longest process which include, select the property, sign the contract, finalise the loan, loan documents/settlement, coordinate the conveyancer, progress payment, Construction completion, renting and property management.

WHAT OUR
CLIENTS SAY

We are so grateful to have been recommended the services of Lenco Property & Finance. We were fortunate enough to have had Prashantha in getting the required funding for a new commercial venture.
Always contactable, approachable and assisted greatly with the entire process. He delivered a highly favourable, great outcome. Would highly recommend.
Thank you!”

J. Mendes Dandenong

Great service, very happy, highly recommend.
I received great service and advice.

Ralani Taylors Hill

Prompt, helpful, knowledgeable and informative! We appreciated all of their efforts, they went above and beyond to ensure we were happy with everything and were extremely helpful through every step of the process!

Rajitha Caroline Springs

Lenco Finance & Property gave me professional advice for my unique house construction/purchasing and home loan requirement. Prasantha respond quickly with the proper information. The process was smooth and I felt comfortable to deal with the team. The team is friendly and professional to deal with, highly recommended for anyone looking for purchase/construct house and finance.

Jeewan Nunawading

Great service from Prasantha Lenora, found the perfect solution to some complex requirements and made the process easy. There was great support every step of the process and it was explained well. highly recommended contacting Lenco Property & Finance.

Hiran Hillside

We have had a very pleasant experience working with Prasantha. We did not have that much experience with building house and loans as we were first home buyers but working with Lenco Finance team, made that experience stress free one. He helped us secure an incredibly competitive interest rate and offered his guidance so we can take advantage of the future interest rate drop.

Thank you Prasantha for your incredible support and we have no hesitation what so ever in recommending Lenco Finance for your financial needs

Dammika & Chathuri Glenroy

We have had a very pleasant experience working with Lenco Property & Finance in purchasing the property at Bentleigh. As we did not have that much experience about the Australian property market working with Lenco team especially with Prasantha, made that experience stress-free. He helped us secure a property in one of the best locations in Melbourne at an incredibly competitive price.

Thank you Prasantha for your incredible support and we have no hesitation whatsoever in recommending Lenco Property & Finance for your property and finance needs.

Sabri Wahid Colombo

Helping

MIGRANTS SUCCEED

By building a successful property portfolio from scratch. Overcome the many challenges in creating a strong and secure future for yourself and your family.

Call Dr. Lenco

Talk to us

Phone: +61 402 168 142
Email: prasantha@lenco.com.au

Services
We offer